Privacy Policy

1. Scope

This Privacy Policy applies to this website and the Black Flag Benefits Partner Network application process. It does not govern the independent privacy practices of third-party program administrators, carriers, vendors or websites.

2. Information we collect

We may collect information you provide, including your name, agency, business email, phone number, licensed states, industry experience, employer-market focus, group-size profile, application responses and consent records.

We may also collect technical and campaign information such as IP address, browser type, device information, pages viewed, referring page, approximate location, cookies, UTM parameters and advertising click identifiers.

3. License and credential verification

We may use information in your application to verify insurance licenses, appointments, disciplinary history or other professional credentials through public records, licensing databases or service providers. We may request additional documentation later through a more secure process. Do not submit Social Security numbers, license copies, client lists or protected health information through the website form.

4. How we use information

• Evaluate and respond to partner applications.
• Verify qualifications and licensing.
• Contact applicants about interviews, training, agreements and program updates.
• Administer approved partner relationships and maintain business records.
• Measure site performance, marketing attribution and security.
• Comply with legal, regulatory and contractual obligations.

5. How information may be disclosed

We may disclose information to service providers that support website hosting, forms, communications, analytics, compliance and business operations. If necessary to evaluate or administer a relationship, we may also disclose relevant information to benefits program administrators or other business partners. We may disclose information when required by law, to protect rights and safety, or in connection with a business transaction.

6. Cookies and analytics

We may use cookies and similar technologies to operate the site, understand traffic and measure advertising. Browser controls may allow you to limit cookies, but doing so can affect site functionality.

7. Retention and security

We retain information for as long as reasonably necessary for the purposes described here, including application review, relationship administration, dispute resolution and legal compliance. We use reasonable administrative, technical and physical safeguards, but no online system can be guaranteed completely secure.

8. Your choices

You may ask to access, correct or delete information associated with your application, subject to applicable law and legitimate recordkeeping needs. You may also opt out of marketing communications at any time. Transactional or relationship communications may continue when necessary.

9. Children and business use

This site is intended for adults acting in a professional or business capacity. It is not directed to children under 18.

10. Changes

We may update this policy from time to time. The effective date above identifies the current version.

11. Contact us

Questions or privacy requests may be sent to bronson@blackflagfunding.com or made by calling 702-250-9670.