Protect your client relationship
You stay central to the employer relationship while Black Flag supports the opportunity behind the scenes.
For licensed health and benefits professionals
Bring your clients a benefits conversation they are not already hearing.
Join Black Flag as an independent partner and help eligible employers add meaningful employee services while improving payroll economics.
Apply to join the network
Independent opportunity
Works alongside existing coverage
Black Flag support
A different door into the employer
Stop competing on the same plan designs and the same renewals.
Most employer benefits conversations begin with higher premiums, reduced coverage or another expense. Black Flag gives qualified agents a more compelling place to start.
Lead with a preventative-care strategy designed to create measurable employer value, expand employee support and complement the coverage already in place.
104services and programs
9national vendors
~$500estimated annual employer savings per enrolled employee
$0 netemployee cost structure for 104 services
The agent advantage
A bigger reason for employers to take your call.
Differentiatewith a benefits strategy most agents are not presenting
Expandyour value inside the client relationship
Why partner with Black Flag
You bring the relationship. We help you bring the strategy.
Our role is to help you move from a strong introduction to a well-supported employer conversation.
Lead with measurable value
Start with potential business impact, then show how the plan can add practical value for employees and their families.
Get expert support
We help qualify the group, model the opportunity, answer questions and coordinate the implementation process.
Build a repeatable channel
Bring the same clear strategy to other eligible employer groups in your book and prospect pipeline.
What you bring to market
More than another insurance quote.
A practical employer solution that connects everyday care, workforce support and payroll economics.
Virtual Care
Everyday access to medical, behavioral and care-navigation services.
Employee Assistance
Resources designed to support employees through personal, family and workplace challenges.
Labs and Medications
Preventative resources that can make routine care easier to access and use.
Family Value
Coverage designed to extend eligible services to the employee, spouse and dependents.
Employer Economics
A structured approach that may reduce eligible employer payroll costs.
Documented Structure
Professional administration, enrollment support and coordinated implementation.
Specific services, pricing, eligibility and outcomes vary by employer configuration and program availability.
Built-in support
You do not have to become the tax expert, payroll technician or implementation team.
Black Flag helps you frame the opportunity correctly and brings in the right resources when the conversation becomes technical.
Start the conversation01Qualify the group
We review workforce and payroll basics to determine whether the opportunity merits a deeper analysis.
02Model the opportunity
We help turn the employer's information into a clear, responsible financial conversation.
03Support the presentation
You can bring Black Flag into the meeting when additional plan, payroll or implementation detail is needed.
04Coordinate implementation
Once approved, the implementation team manages documentation, enrollment and payroll coordination.
Your relationship stays central
Existing coverage stays in place
Programs integrate with payroll
Compensation follows written agreement
The partner path
From application to employer introduction.
Apply
Tell us about your license, experience and employer market.
Meet
Speak directly with Black Flag to confirm alignment and opportunity fit.
Train
Learn the positioning, qualification process and approved materials.
Introduce
Open the employer conversation and bring Black Flag in at the right time.
Grow
Build a repeatable channel across qualified groups in your market.
Who this is for
Established professionals with employer relationships.
- Licensed health and employee-benefits producers
- Agency owners and independent brokers
- Professionals serving mid-sized and large employers
- Agents with active employer relationships
- Consultative sellers committed to compliant positioning
- Partners willing to train and use approved materials
Agent questions
The questions we expect good agents to ask.
Does this replace my clients' health insurance?
No. The program is designed to work alongside existing major medical and other employee benefits.
Does an employer have to change payroll providers?
Programs are designed to integrate with existing payroll systems.
What does Black Flag handle?
Black Flag helps qualify the employer, model the opportunity, support presentations and coordinate with the program and implementation teams.
What does the agent handle?
The agent owns the relationship, identifies appropriate employer prospects, makes the introduction and stays engaged through the sales process.
How do partners get paid?
Compensation is governed by a written partner agreement and successfully implemented business. No earnings or production results are guaranteed.
Do I need an active insurance license?
Applicants should hold the licenses required for the business they conduct and remain responsible for complying with applicable state rules and professional obligations.
Can I use my own branding or advertise the program publicly?
Co-branding and public advertising must follow approved language, materials and any requirements in the written partner agreement.
What employer sizes are a fit?
The strongest opportunities are typically established employers with meaningful W-2 payroll. Each group is evaluated individually.
Will Black Flag go around me?
The partner model is designed to keep the referring professional central to the relationship. The written agreement defines attribution, responsibilities and compensation.
Apply to the partner network
Let's see if there is a fit.
Complete the short application. Bronson will review it personally and contact qualified applicants for a direct conversation about the opportunity.
Direct reviewNo recruiting-list resaleNo employment promise